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Dawg Talker
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He's probably gonna be disappointed. But its a good starting point for a compromise. I agree. And I could also see the possibility of having Medicare as a base bottom tier plan for everyone with having the option of buying additional coverage to make your plan better if you so choose. Medicare as a minimum with added optional coverage to purchase if you so choose. which Pitt i've been on now for several yr's., but i also carry a policy thru my union for what Medicare doesn't cover. My out of pocket is only 190 per yr. but since my wife is not yet able to get Medicare she cost 9600 dollars a year plus 2500 out of pocket. ya that's better insurance than alot have.
The only reason people get lost in thought is because it's unfamiliar territory.
#gmstrong
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Legend
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See, people will pay for the bill of the uninsured or the bill for the poor to be insured. One way or the other.
The uninsured will simply go to the emergency rooms like they were doing before Obamacare. The cost gets passed on by insurance companies to those who are insured. Hospitals don't eat the cost of the uninsured, they pass it on.
The other way it gets paid through medicare. Some wish to act like they aren't paying for it if they refuse to insure people. That's simply not so.
And I also agree with GM that medicare isn't very good. Without supplemental policies like you mentioned that you have, medicare passes on a lot of costs. What you are doing is exactly what I was describing. That way everyone has a baseline of health insurance with the option to increase their coverage and minimize their out of pocket costs.
Intoducing for The Cleveland Browns, Quarterback Deshawn "The Predator" Watson. He will also be the one to choose your next head coach.
#gmstrong
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Hospital eat a lot of losses.
And further, why should I pay for insurance if you're willing to do so for me? (extrapolate that out, please)
I other thing, the uninsured are STILL going to the e.r. Ask any e.r. nurse or doctor. O care didn't take care of that by a long shot.
but, like you said, I am paying for it anyway.
Here's the weird thing about insurance companies: They take your money hoping to not give any back. If they insure enough healthy people, and can refuse the sick people, they are happy and loaded with cash.
See where this is going? We'll end up with gov't. insurance. The exact same thing will happen, BUT, the gov't. will be in charge of what they pay for you, treatment wise.
Take a damn pain pill. Your buddy O said that. (well, he said it slightly different)
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It's very simple. Hospitals DON'T EAT COSTS. No corporation does. They pass it on to paying people. There's really nothing to extrapolate out. Hospitals pass the cost of the uninsured onto their paying customers. No corporation works on lower profits because people don't pay. So there are two choices. Pay for the uninsured through higher costs and premiums just like before Obamacare or pay for them through tax money that helps subsidize their insurance. Either way, it will be paid for. You act like you have some way of not paying for the uninsured. You don't. It's odd that the AMA wants everyone insured. The medical business in Tennessee offered to pay any cost that the state incurred if they would expand medicaid in Tennessee. I wonder why that is? Tennessee hospitals' funding of Medicaid expansion is about survival http://www.modernhealthcare.com/article/20141220/MAGAZINE/312209962And if your assertion is that insurance companies are lining their pockets by refusing to help the healthy and not the truly sick, I agree with you. Our government gives drug companies about 323 billion a year for R&D. In return those same drug companies charge Americans more money for those drugs than any other nation in the world. And people try to, and do find examples of how there are flaws with social medicine, many nations ranked by the WHO are above us and they all have socialized medicine. Just like I can use how in Florida nine patients just died because nobody moved them across the street to a hospital. Maybe it's time we quit using excuses why the rest of the world has figured out how to use social medicine to cut down costs while improving their healthcare and start catching up to the rest of the world instead.
Intoducing for The Cleveland Browns, Quarterback Deshawn "The Predator" Watson. He will also be the one to choose your next head coach.
#gmstrong
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Over 21,000 views on this thread. Must be a record!
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Legend
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Hospitals, and drs, DO eat costs. Period. Not only that, they lose money often times on medicare/medicaid patients. You know, where the Dr. wants to do this test, or that test, or whatever, and medicare (etc - gov't.) says "well, we don't pay for that.
And on a side note: I wonder why the AMA wants everyone insured.
It's kinda like the beef producers wanting everyone to eat beef, isn't it?
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Legend
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It's odd that the AMA wants everyone insured. The medical business in Tennessee offered to pay any cost that the state incurred if they would expand medicaid in Tennessee. I wonder why that is? That's not odd at all. If I owned a cell phone store, I would want the federal government to deem that everybody had to have a cell phone and subsidize their purchase of a cell phone with tax dollars.. that way, it would be mandatory for everybody to buy my products and the government would make sure I always got paid.. great deal for me. Heck, I might even be willing to kick back some cash to the government to make that happen.
yebat' Putin
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Thanks for saying it better than I did.
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So rural hospitals going out of business is a better idea?
You do realize this is happening in overwhelming numbers, especially in states that did not expand medicaid under Obamacare?
No matter how much you rail against it the cost of the uninsured is passed along to those who are insured. You're still going to pay for it.
Intoducing for The Cleveland Browns, Quarterback Deshawn "The Predator" Watson. He will also be the one to choose your next head coach.
#gmstrong
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So rural hospitals going out of business is a better idea?
You do realize this is happening in overwhelming numbers, especially in states that did not expand medicaid under Obamacare?
No matter how much you rail against it the cost of the uninsured is passed along to those who are insured. You're still going to pay for it. Why are hospitals going out of business? You said the costs are 100% passed on and businesses don't lose money because they just charge paying customers more... something is flawed in your logic.
yebat' Putin
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I have a feeling pit is talking about something he may have just read an article on. At least in relation to things around here - you know, in rural n.w. Ohio where the hospitals are .......the rural hospitals that is........are doing just fine.
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That's not hard to answer and I've actually witnessed it first hand. It's not some article I read like your off hand comment to try to discredit my opinion. Which is par for the course from you.
Huntingdon TN. Their hospital just closed. They are a rural town with many poor people. They simply didn't have enough patients with insurance to pass those costs on to. Most of their patients are the uninsured we're talking about. The same holds true in a lot of Appalachia and poor inner city hospitals.
It's basic math arch.
Intoducing for The Cleveland Browns, Quarterback Deshawn "The Predator" Watson. He will also be the one to choose your next head coach.
#gmstrong
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That's not hard to answer and I've actually witnessed it first hand. It's not some article I read like your off hand comment to try to discredit my opinion. Which is par for the course from you.
Huntingdon TN. Their hospital just closed. They are a rural town with many poor people. They simply didn't have enough patients with insurance to pass those costs on to. Most of their patients are the uninsured we're talking about. The same holds true in a lot of Appalachia and poor inner city hospitals.
It's basic math arch. Okay. You listed 1. Dude, I happen to know about rural hospitals. Hell, for 45+ miles around, that's all we have here. Fulton Co. Health Center, Community Hospitals of Williams county, Henry county hospital. Plus I know a little bit about Webster County Hospital in Webster Springs W. Virginia.......you know, 1 of the poorest counties in that state. You listed 1. I actually have witnessed, and DO witness, rural hospitals doing just fine. And truthfully, when speaking with dr's in those hospitals, nurses in those hospitals, and yes, even admin's in those hospitals - O care was and is hated.
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Do you even read your links? Really? From your first link: Tennessee leads the country in the rate of hospital closures. Nine rural hospitals have closed since the ACA was enacted. Only Texas has had more closures (11) and it is larger state. Sorry bud, this is more of an indictment of the aca than it is anything. And yup, my little corner of the world is doing just fine. So is Webster County Memorial Hospital in W. Virginia. And probably most places. Oh, I will say, we did have a hospital closed right here in town. It was an offshoot of the Williams County Community Hospitals. Without going into too much detail, WCCH decided to put a hospital here in town. They offered.........uh, not much. Go there, they sent you a town over. They did do some surgeries.........that, anyone knows, could've been done within 15 miles either direction. It was a joke of a hospital, and it closed. Actually, not too long after a girl (19 years of age) drove her dad there because he was having a heart attack. And the FREAKING E.R. doors were locked. LOCKED. at 9 pm. Course,(different incident) since it was such a quality facility, my friend, a paramedic, had to tell the "e.r." doctor what drug to use. Doc said "I don't have that", and my friend went out to the squad to get it. So, yup, sometimes hospitals close. The ACA closed the hospital in your first link. It says it, right in the article you quoted. But, you want the gov't. to be in charge of health care? 
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Since the private sector has done so poorly, gets 328 million a year in tax dollars for R&D then turns around and charges Americans more for prescription drugs than any other nation on earth, the government couldn't do any worse.
Yes arch, once again, much of the rest of the free world has done this and have better rated healthcare systems than we do and all you have is excuses why we shouldn't do it. That crap ain't flying so much anymore.
Intoducing for The Cleveland Browns, Quarterback Deshawn "The Predator" Watson. He will also be the one to choose your next head coach.
#gmstrong
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Since the private sector has done so poorly, gets 328 million a year in tax dollars for R&D then turns around and charges Americans more for prescription drugs than any other nation on earth, the government couldn't do any worse.
Yes arch, once again, much of the rest of the free world has done this and have better rated healthcare systems than we do and all you have is excuses why we shouldn't do it. That crap ain't flying so much anymore. Yup. It's all our fault.
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But I don't want to have to wait 22 weeks to see a Doctor like they do under Canadian Healthcare! I don't wanna! 
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The fact that we let the medical community get away with a lot of the costs that we pay way more for than other countries around the globe? Yep, that's our fault.
Intoducing for The Cleveland Browns, Quarterback Deshawn "The Predator" Watson. He will also be the one to choose your next head coach.
#gmstrong
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