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Re: Health Insurance DCDAWGFAN #1461358 06/04/18 12:00 PM
Joined: Sep 2006 Posts: 9,349 Barbertucky kingodawg OP Hall of Famer
OP kingodawg Hall of Famer Joined: Sep 2006 Posts: 9,349 Barbertucky	Originally Posted By: DCDAWGFAN The two biggest problems the US has with healthcare are access.. and bureaucratic red tape that forces us to wait years longer than most other countries to get new meds and services on line... Yep, my wife just graduated nursing school so shes not jaded to the industry yet so she stil likes to watch all these medical type reality shows. Some of them are based in GB or other parts of Europe and we were just talking about the technology they have that is far ahead of what we have , or at least the tech that is made available to everybody. Yet, we soend way more per capita on healthcare. Maybe its because a large part of what we pay in healthcare goes to shareholders and CEOs and other execs You may be in the drivers seat but God is holding the map. #GMSTRONG

Re: Health Insurance kingodawg #1461362 06/04/18 12:06 PM
Joined: Feb 2017 Posts: 1,075 T teedub Dawg Talker
teedub Dawg Talker T Joined: Feb 2017 Posts: 1,075	There are way around this issue if you were actually able to negotiate your own wage and benefit package. In my case my employer provides me insurance which i pay $100 of the monthly premium...they pay $500...my wife has insurance but has a spousal exclusion unless I am required to pay 50% or more of the employer premium.....I asked my employer to change the structure of the payment arrangements and give me a $250 a month raise so that now I would pay $350/month of the premium and they would pay $250...I am now over the 50% barrier...I got a $250/month raise...the employer is saving $250/month in premiums they wont pay on me and I get on my wife's plan and have a true single family deductible and co-insurance (plus I have a bad claim history that hurts my employers premiums). Win Win all the way around...but its not fair to the other employees that dont have a working spouse that they could piggy back off of...so my employers spends even more money on health insurance.... YOu could also negotiate your position to one that does not have insurance...Wage only...all you need is a declaration from your employer thats states this position does not come with insurance...it happens at my wife's place of employment all the time.

Re: Health Insurance teedub #1461494 06/04/18 03:33 PM
Joined: Jul 2014 Posts: 7,612 R rockyhilldawg Hall of Famer
rockyhilldawg Hall of Famer R Joined: Jul 2014 Posts: 7,612	Originally Posted By: teedub There are way around this issue if you were actually able to negotiate your own wage and benefit package. In my case my employer provides me insurance which i pay $100 of the monthly premium...they pay $500...my wife has insurance but has a spousal exclusion unless I am required to pay 50% or more of the employer premium.....I asked my employer to change the structure of the payment arrangements and give me a $250 a month raise so that now I would pay $350/month of the premium and they would pay $250...I am now over the 50% barrier...I got a $250/month raise...the employer is saving $250/month in premiums they wont pay on me and I get on my wife's plan and have a true single family deductible and co-insurance (plus I have a bad claim history that hurts my employers premiums). Win Win all the way around...but its not fair to the other employees that dont have a working spouse that they could piggy back off of...so my employers spends even more money on health insurance.... YOu could also negotiate your position to one that does not have insurance...Wage only...all you need is a declaration from your employer thats states this position does not come with insurance...it happens at my wife's place of employment all the time.

Re: Health Insurance kingodawg #1461500 06/04/18 03:41 PM
Joined: Sep 2006 Posts: 40,399 DCDAWGFAN Legend
DCDAWGFAN Legend Joined: Sep 2006 Posts: 40,399	Quote: Yet, we soend way more per capita on healthcare. Maybe its because a large part of what we pay in healthcare goes to shareholders and CEOs and other execs Oooooh.. and don't forget all of the legal teams... yebat' Putin

Re: Health Insurance rockyhilldawg #1461511 06/04/18 03:55 PM
Joined: Jul 2014 Posts: 7,612 R rockyhilldawg Hall of Famer
rockyhilldawg Hall of Famer R Joined: Jul 2014 Posts: 7,612

Re: Health Insurance Ballpeen #1465090 06/14/18 07:44 AM
Joined: Mar 2013 Posts: 301 San Antonio, Texas Southwestdawg 2nd String
Southwestdawg 2nd String Joined: Mar 2013 Posts: 301 San Antonio, Texas	Originally Posted By: Ballpeen Are you a old timer on a new registration? Seems I know you. Not sure you are asking me. I've been on this board since it started and the one before this. Would rather read, pretty sure no one really gives a hoot what I have to say so limit my ramblings. I get a lot out of your and some others insight in to players, football operations and game plans. Really don't care for the squabbling some have toward each other though. The Constitution shall never be construe to prevent the people of the United States who are peaceable citizens from keeping their own arms. – Samuel Adams

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