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I live off of under 10k per year, probably more like 6k-8k. I could pretty easily get by on 4k a year.




Tell us your secret. This I gotta hear.




He lives in Thailand.

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Man who drives motorbike in Thailand is going to Bangkok.

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I live off of under 10k per year, probably more like 6k-8k. I could pretty easily get by on 4k a year.




Tell us your secret. This I gotta hear.




He lives in Thailand.




I have no idea of the exchange rate, Don't know the cost of living there either or if he's being paid in their money or ours, but maybe in Thailand, you can live like that.. But to compare that to someone in the states is wrong on every level....


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Why do you keep insisting that it's her father's duty to keep funneling her money for her education?

My father is a pretty successful attorney and was fortunately able to pay for my undergrad. When I decided to go to law school and then get a second bachelor's in electrical engineering he said "congrats, good luck, you're on your own to pay for it" and it had nothing to do with his ability to manage his own money. Of course, when it came time to apply for grants and scholarships I wasn't eligible because despite being martied and having not lived with my parents for nearly 8 years, I had an "expected family contribution" based on my parents' income.




and did you factor that in when deciding where to go to college? seems a pertinent variable to employ.

the article says her father paid for the 1st year tuition. he may have said he would pay for it all and then stopped after the 1st year, but she needed to reevaluate then and figure things out.

i do feel for the kids who try their best to keep to a budget but really want to become teachers and still graduate with tens of thousands of dollars in debt despite taking a job for $30k/year. i'd just like to fix that problem at the source (schools should charge tuition based on degree earning power).


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It's even more weird that we live in a county where if your father is a doctor and you are a law school grad that you are considered poor.





I have GOT to move to this county!!!!



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I live off of under 10k per year, probably more like 6k-8k. I could pretty easily get by on 4k a year.




Tell us your secret. This I gotta hear.

My utilities are about 4800 a year alone. My food bill is probably 5000 a year at a minimum.

Hair cuts are 300.00 a year for me and another 500 a year for the wife.

That's 10,500 and I haven't accounted for one gallon of gas or paid for Car insurance yet. I haven't touched on health Insurance or Life Insurance costs or copays at the doctor or medication costs At all..

And I also haven't touched upon housing costs. Even if you own your own home, you still have to pay upkeep and repairs not to mention property taxes.

I haven't mentioned toilet paper and other sundries that you need to have in the house., What do you do, take 2 ply TP and split it?

I guess I don't know how it's even remotely possible to live on 10000 a year or less.




I couldn't get by that cheaply, but I do know of efficiency apartments in Youngstown that rent for $200 or so per month, utilities included.

My mortgage is $460/month. Electric is about $50/month. Gas is about the same @ $50/month. Water is $75/month. (what a ripoff) Phone is $1.50/month. Cell is $16/month. Food could be anywhere from $200-$300 .... depending on what I have in the house in storage. If I had to, I could probably get by for a month or 2 just buying perishables.

My car insurance is $29/month. My internet bill is $42. My Direct TV bill is $60.

I generally fill up my van about once every 40-45 days. That's $70,00.

That totals about $1154.00 per month. Then I have doctor visits and prescriptions. That's usually between $250-$400/month.

So .... if I pare away all of the non-essentials, I can probably live on between $1300 - $1500/month,, including medical expenses, and pay everything. I only have one credit card, and use it only for gas and food. I pay it off on a monthly basis.

If I lived in an efficiency apartment, with utilities included, for $200-$400/month, and if I didn't have regular medical expendes, I could get by a lot cheaper. If I was at $300/month for a place to live, (with utilities included) basic internet ($15/month) no Direct TV, no vehicle with a bus pass instead ($30, IIRC) cell phone at $16/month ..... and food at $250 (mid point) a person in Youngstown could do right around $610/month. That would be right around $7300/month.

I have no idea how someone would get down to $4000/year without massive government assistance.

If a person has income in that range, they would qualify for section 8 assistance, and food stamps. They would also get a free cell phone. IIRC, section 8 is in the range of 15-25% of your income. (I had to fill out a ton of those forms for employees when I managed my restaurant, but I cannot recall the exact number now) A person making a limited income would also qualify for welfare, and the "non-welfare welfare", the earned income tax credit and child tax credit. (which I just ran the numbers on the EITC calculator. A person making $8000 with 3 kids would get an EITC of $3600, and a child tax credit of $3000, for a total of $6600 ....... in addition to all other welfare benefits)

So this generic person might pay $160/month for their housing, utilities included ..... maybe $15 for internet .... probably additional minutes on the free phone for an additional $20 or so ...... and they would get food stamps. They would also receive a nice big check from the government each time tax day rolls around .... and will probably pay someone upwards of $500-$700 to rapid file and get their money right away, instead of using a free service and waiting a few weeks.

Oh, and to tie this all back into the original thread ..... a person like this could attend a school like YSU ..... for free. No debt ..... no problems.


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Information overload..TMI

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I didn't have anything else to do.

I knew about where I was though.


Micah 6:8; He has shown you, O mortal, what is good. And what does the Lord require of you? To act justly and to love mercy, and to walk humbly with your God.

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and did you factor that in when deciding where to go to college? seems a pertinent variable to employ.




Not really. Location was the primary factor. Being that my wife was working in Cleveland, I applied to CSU, Case and Akron. In hindsight, I'm glad it was CSU that I ended up attending.

Now when we almost moved to North Carolina, cost was the main concern, but that's because my options were NC State and Duke.

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I guess I don't know how it's even remotely possible to live on 10000 a year or less.




I did it for 7 years after high school. Granted the first 4 years I had student loans to help carry me. Add the fact this was 1990-97, so there are some cost of living adjustments. That said that entire time I lived without a pager/cell phone. At times I didn't have a land line phone either. No cable TV. I lived in crappy apartments/houses that we overloaded with friends (3 bedrooms/5 friends). No health insurance. I ate because I worked as a restaurant cook.The rest of the time I ate Ramen, or rice and beans, or peanut butter sandwiches. Add the occasional bag of groceries my mom would drop off (thanks mom!) I was able to drink because I could hustle pool. I differed my student loans a couple of times. Then lived rent free with my sister when I returned to school for nursing. To sum it up I was poor. Truth be told they were tough years. At times really tough, but I look back at them fondly. I didn't have much. I literally could have loaded everything I owned (except my futon) into my 1983 Ford Escort. I also didn't expect anything more than I had.
I remember doing my taxes for the first time after my first year of nursing. I went from a yearly income of around $7000, to $23,000. I felt rich!
So it can be done. You just have to be willing to accept less. In many ways it was a freeingly simple way of living.


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I really don't want to pay on any of my loans any longer... mortgage, personal, lines of credit; it's all just too much of a hassle. The Fed should pay it all off for me.


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Why do you keep insisting that it's her father's duty to keep funneling her money for her education?



You make paying for your child's college education sound like something that would violate a RICO law... I guess I just never envisioned parents who have the money not helping their kids at least through the undergraduate portion of their college education.....

The article says that she made enough money to pay for her final 3 years of undergrad, which is great for her... but had he been helping her, she could have saved all of that money for law school.

I suppose it's not his responsibility but if he's not going to help her, then that just makes some of the decisions she made even dumber.


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No more than you're making it sound like child abuse that "daddy the doctor" didn't keep her afloat while she prepped for the bar exam. Hyperbole makes discussions fun, no?

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No more than you're making it sound like child abuse that "daddy the doctor" didn't keep her afloat while she prepped for the bar exam. Hyperbole makes discussions fun, no?



If he's not going to help her then get a job and work your way through the bar exam like a lot of people do or delay taking it so you can save some money...

You can pick each and every thing I said apart if you want to, but the simple fact remains that this woman had 8 or 9 choices to make and in almost every one them, she made a bad choice which led to the situation she's in.... and now she's whining about her debt and expects the tax payers to cover it for her.


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I'm not disagreeing that she made poor decisions. I just wondered why you seemed to be faulting her father for not giving her a bunch of money, that's all.

FWIW, when I enrolled in law school, they recommended that all currently employed students start banking as much vacation time as possible if their employers permitted it, so that they could take 2-3 months' vacation in order to prepare for the bar.

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I guess I don't know how it's even remotely possible to live on 10000 a year or less.




I did it for 7 years after high school. Granted the first 4 years I had student loans to help carry me. Add the fact this was 1990-97, so there are some cost of living adjustments. That said that entire time I lived without a pager/cell phone. At times I didn't have a land line phone either. No cable TV. I lived in crappy apartments/houses that we overloaded with friends (3 bedrooms/5 friends). No health insurance. I ate because I worked as a restaurant cook.The rest of the time I ate Ramen, or rice and beans, or peanut butter sandwiches. Add the occasional bag of groceries my mom would drop off (thanks mom!) I was able to drink because I could hustle pool. I differed my student loans a couple of times. Then lived rent free with my sister when I returned to school for nursing. To sum it up I was poor. Truth be told they were tough years. At times really tough, but I look back at them fondly. I didn't have much. I literally could have loaded everything I owned (except my futon) into my 1983 Ford Escort. I also didn't expect anything more than I had.
I remember doing my taxes for the first time after my first year of nursing. I went from a yearly income of around $7000, to $23,000. I felt rich!
So it can be done. You just have to be willing to accept less. In many ways it was a freeingly simple way of living.




So what your saying is, you didn't really exist on 10k a year without the help of others, like Roommates or a free dinner at work or handouts from Mom..


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So what do you advocate? Should the government just say, "Well, we see where you have made 8 or 9 really bad choices that led you to this debt so here... let's just forget it.... and heck, since we are in such great financial shape, let's just forget about the other $1 trillion in student debt that's out there. When you are $15 or 16 trillion in debt, what's another trillion?"

I'm sorry for my thinking that when somebody borrows money and signs a piece of paper stating that they will repay that money... that expecting them to do so makes me too much of a cold hearted capitalist.




I advocate equality in damnation!

We pretend we have a free market and anyone who says different is called a commie.

A kid wants a government loan or some subsidy and they're a lazy moocher.

I understand this is a story about one kid, but it has been expressed many times by conservatives that kids shouldn't get help with college. That's often followed with the idea that college is where they learn to be evil liberals.

And some people can pretend they're upset with subsidies and lobbyists writing our laws, but I really haven't seen many threads about it.

How many people have gone to jail for the bank failures and the Wall Street shenanigans that caused them???

Something's wrong with this picture.

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There's nothing wrong with getting a loan..... there's plenty wrong with taking a LOAN, then whining about it and refusing to pay it.


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Of course there is, but where are the stories of whining for the bailouts and not one person has seen a jail cell?

Why would there not be a complaint about this girl?

In other words this is a trumped "Dog bites Man!" story.

Where are all the stories about the lazy craps who bounced crappy loans around, made us pay for it, and are still making profits?

Do you honestly think college students are the only ones, or even half way as bad, as the real crooks ripping us off?

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I just wondered why you seemed to be faulting her father for not giving her a bunch of money, that's all.



Because if he's a reasonably successful doctor, making doctor money, and he sat by as his daughter went $100K in debt trying to go to law school and pass the bar and he wouldn't help her, then he is a POS is my opinion... perhaps where I got in trouble was in connecting the two... as a parent I think he is a POS if that is true... as a citizen I think she made the bed she currently lies in... maybe we should just keep them separate.


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A kid wants a government loan or some subsidy and they're a lazy moocher.



No, a kid who wants a loan to get an education, takes the money, gets the education, then makes almost no effort to pay it back is a lazy moocher. I'm not crazy about the government being in the education lending business but if they have to be there, as long as they run it like a business then I guess I can live with it.

The original article also states that student loans are not eligible to be discharged in bankruptcy, which is a great thing. If that law ever changes I'll get my law degree and go to as many college graduations as I can, I'll be rich quick... borrow the money, get the education, don't pay back a dime, file for bankruptcy, get a job, the effects of bankruptcy are gone in a few years when it's time for you to start thinking about getting married, buying a house, etc... sounds like an easy gig.

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but it has been expressed many times by conservatives that kids shouldn't get help with college.



I've considered myself conservative almost my entire life and I'm unfamiliar with this line of thinking.... Maybe some of the other conservatives on here can comment but I've never once felt or thought that kids shouldn't get help with college....

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And some people can pretend they're upset with subsidies and lobbyists writing our laws, but I really haven't seen many threads about it.



You will see it in the threads about specific bailouts and laws...

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How many people have gone to jail for the bank failures and the Wall Street shenanigans that caused them???



I agree, a number of wall street folks as well as a slew of politicians should be in jail over that.


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Of course there is, but where are the stories of whining for the bailouts and not one person has seen a jail cell?





There were quite a few of us, here slamming the bailouts. When McCain left the campaign trail and scrambled to Washington push for passage of the bank bailout is when I quit the republican party. The bottom line is that this woman took out a loan and wants the taxpayers to pay it back. She wasn't deceived or given a gouging rate, and she knew how much she was borrowing.


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Of course there is, but where are the stories of whining for the bailouts and not one person has seen a jail cell?

Why would there not be a complaint about this girl?

In other words this is a trumped "Dog bites Man!" story.

Where are all the stories about the lazy craps who bounced crappy loans around, made us pay for it, and are still making profits?

Do you honestly think college students are the only ones, or even half way as bad, as the real crooks ripping us off?




I suppose you'd have to find someone that has actually written one of those stories. I'm not a writer, or I'd be happy to.

That said, I have no idea what the heck those stories have to do with this one except that you seem to want to discount this one because you haven't seen any of the others.

I suggest you go find the other stories and post them here. I'll be all too happy to complain about the bailouts and wall street crooks - again.


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there were very, very few people in favor of the bailouts (on either side of the aisle) except for those in power (on both sides of the aisle). it's really one of the few issues everyone seems to agree on.

and, I don't think anyone is mad about the government grants (subsidies) or loans with low interest rates. just that if you are taking advantage of them, then you should also pay them back (the loans obviously as the grants are 'gifts').

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So what your saying is, you didn't really exist on 10k a year without the help of others, like Roommates or a free dinner at work or handouts from Mom.




I hardly see roommates as 'help from others'. To me that is just part of growing up. How many people move out from their parents home directly into one of their own? Certainly didn't happen in my family or circle of friends. Your college years are supposed to be filled with roommates.
As to eating at work. It was a perk of the job. Most jobs have perks. Mine meant I was fed 4 nights a week. There were times out of hunger on my days off I wished I was working.
Mom. Well mom is mom. She hated seeing my cupboards bare. Every few months she'd stop by with a bag of food. That's what good moms do.
I guess my bigger point was I lived at my means. I made concessions in my lifestyle. I didn't expect help. Nor did I feel entitled to a higher standard of living. I had credit cards. I didn't use them for toys and such like many of my friends.
So yes on a technicality you got me. In a vacuum I didn't survive on my $7000 yearly income alone.


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I'm certainly not saying that the government should waive student debt -- I agree that people took it on, and that they are responsible for paying it. Is anybody on this forum actually arguing for that (is there even a serious political group arguing for it?). This is a straw man discussion at it's worst.

But it doesn't seem very optimal -- that the largest financial decision a person will make in their life could be a decision they are forced to make at the age of 18 (often 17 when they choose to go to college). And you are asked to make the decision with almost no information about your future earnings potential, and no realistic view of where you stand in the larger world. And (unlike stupid housing decisions you make when you are 50) there is no way to declare bankruptcy in order to rectify a mistake.

And the solution can't just be that "only children with rich parents should go to elite schools."


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There certainly seems to be a funding problem for schooling. I mean these aren't for-profit institutions, but they're seemingly operating that way to sell to prospective students an atmosphere over a real education at a ridiculous price. I mean I try to inch along just at my local community college, and an online class where I teach the material to myself and and write the essays/take the tests deemed necessary costs $560. When you're not eligible for any aid based off of a pair of blue-collar, debt-ridden parents, how does that seem right?

I still play within the parameters of the world around me to as to avoid that four figure debt to fund my education, but we can't pretend that those conditions surrounding the same education available at a public library are optimal, let alone acceptable.


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I agree, a number of wall street folks as well as a slew of politicians should be in jail over that.



Glad to see you agree with me 100%

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Actually not trying to discount at all.

I said equal damnation.

Maybe the conservatives on this board are the only ones who don't consistently point out the wrongs of the non-incredibly-wealthy while rarely stating or recognizing that the real crime and scam is going on above our class.

Maybe the conservatives on this board are the only ones who don't constantly claim there's class warfare, instead of recognizing the vast amount of wealth is streaming upwards and the growing imbalance of tax support for this gov. is hitting the middle class and lessening on the upper classes.

Instead I keep reading yet another, "Look at this stupid person! How stupid can they be! I'M not THAT stupid!!" story. These stories and the "Kid brings a banana to day care pretending it's a gun!" stories are deflective attempts to avoid defining the REAL problems going on in this country.

Instead responses like mine are accused of being deflections when every single story about common folks getting government help is a deflection from the real issue, which is none of these people write the laws.

How about Monsanto?

I imagine the conservatives on this board are the only ones who also have a problem with Monsanto and consistently post about how they and other companies control the vote.

This whole thread is a deflection.

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Of course there is, but where are the stories of whining for the bailouts and not one person has seen a jail cell?





You've been here a month? And your asking about the reactions to something from 4 years ago? Had you been here you would have known, so don't think it didn't happen just because you didn't get to read it.


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Maybe the conservatives on this board are the only ones who don't consistently point out the wrongs of the non-incredibly-wealthy while rarely stating or recognizing that the real crime and scam is going on above our class.





We have pointed them out. See above.

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Maybe the conservatives on this board are the only ones who don't constantly claim there's class warfare, instead of recognizing the vast amount of wealth is streaming upwards and the growing imbalance of tax support for this gov. is hitting the middle class and lessening on the upper classes.





Wrong again. The conservatives have frequently complained about the the shrinking middle class which is being taxed disproportionately.

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Instead I keep reading yet another, "Look at this stupid person! How stupid can they be! I'M not THAT stupid!!" story. These stories and the "Kid brings a banana to day care pretending it's a gun!" stories are deflective attempts to avoid defining the REAL problems going on in this country.





Some of these stories are a direct result of the real problems of this country.


Yes, your post is an attempt at deflection. This woman took out a loan, knew the amount she was borrowing and the interest rate at which she was borrowing. She was not taken adavantage of, she was not stupid.....she was a college grad when she took out the loans. She decided after the fact that she didn't want to repay because of the inconvenience. This is today's progressive mindset. Don't want to accept responsibility for your actions? Blame someone else and let the government (taxpayers) take care of it for you. All they want in return is your vote and more power to control your life.



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Maybe the conservatives on this board are the only ones who don't consistently point out the wrongs of the non-incredibly-wealthy while rarely stating or recognizing that the real crime and scam is going on above our class.





We have pointed them out. See above.

I've been a little more than a month and I've seen numerous posts about everything but who runs the government.

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Maybe the conservatives on this board are the only ones who don't constantly claim there's class warfare, instead of recognizing the vast amount of wealth is streaming upwards and the growing imbalance of tax support for this gov. is hitting the middle class and lessening on the upper classes.





Wrong again. The conservatives have frequently complained about the the shrinking middle class which is being taxed disproportionately.

See above

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Instead I keep reading yet another, "Look at this stupid person! How stupid can they be! I'M not THAT stupid!!" story. These stories and the "Kid brings a banana to day care pretending it's a gun!" stories are deflective attempts to avoid defining the REAL problems going on in this country.





Some of these stories are a direct result of the real problems of this country.

No they aren't

Yes, your post is an attempt at deflection. This woman took out a loan, knew the amount she was borrowing and the interest rate at which she was borrowing. She was not taken adavantage of, she was not stupid.....she was a college grad when she took out the loans. She decided after the fact that she didn't want to repay because of the inconvenience. This is today's progressive mindset. Don't want to accept responsibility for your actions? Blame someone else and let the government (taxpayers) take care of it for you. All they want in return is your vote and more power to control your life.

The fact that you honestly believe I'm deflecting means you're trying real hard to win a discussion or you really don't realize where our taxes are going.



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Of course there is, but where are the stories of whining for the bailouts and not one person has seen a jail cell?





You've been here a month? And your asking about the reactions to something from 4 years ago? Had you been here you would have known, so don't think it didn't happen just because you didn't get to read it.




Sorry I didn't realize these problems were solved and put to rest 4 years ago. Yea the real problem is pop-tart guns and kids' college tuitions.

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Maybe the conservatives on this board are the only ones who don't consistently point out the wrongs of the non-incredibly-wealthy while rarely stating or recognizing that the real crime and scam is going on above our class.



I don't point out the wrongs of any given class, I point out what I believe are the wrongs of individuals. But I will tell you where I start and that is with the government because there are not a lot of things I want the feds to control but taxes is one of them. And they have set up a system that allows GE to pay no taxes, 48% of the people to pay no taxes, benefits for companies that keep profits and assets outside of the United States, etc. The tax code is an abomination that has grown into something more than it should be. It should be a pretty simple way to gauge income/profit of an individual or company, and tax them accordingly. Instead there are 60,000 pages of loopholes and exceptions that only the wealthy can even understand and only the wealthy can manipulate to their advantage. I do find it very disingenuous when liberals and democrats act like only the republicans are responsible for writing and accepting this complicated tax code that benefits those who are wealthy enough to manipulate it, when the democrats have a long history of writing those things into the tax code as well.

I'm tired of the tax code being used as a weapon and vote buying instrument on the people who can't really understand it. One guy wants to raise the EIC, another wants to lower taxes for people who install solar panels, somebody else wants this or that to be tax exempt.. bullcrap. Make it simple. The base tax rates, which are argued ad nauseum on here are all but useless.... NOBODY pays their base rate, it's just a place from which to start the manipulation and the guy with the most creative accountant will win.

If you want me to admit that I think its disgusting that a billionaire can structure his income in such a way that he pays less than I do in taxes by percentage? No problem, I can admit that. But I don't fault the billionaire, I fault the government for allowing it to happen. If my income tripled tomorrow, one of the first things I would do is figure out how to minimize my tax burden on my new found wealth so I don't blame people for taking advantage of whatever they can... If GE and Exxon/Mobil and Apple are exploiting the tax code to their benefit so they pay little to no taxes, then I don't blame them, I blame the government that is allowing it to happen, republicans and democrats. SIMPLIFY, SIMPLIFY, SIMPLIFY!!!! Instead, anytime some big corporation is discovered to be exploiting the tax code, our government tries to put a band-aid on it by covering up that specific loophole but in doing so usually creates 3 other loopholes... In short, our governments response to everything perceived as an "injustice" is to write another, more complicated, law, when stripping away many of the stupid laws would probably work better by simplifying the system and allowing the ordinary people to at least understand who is screwing them and how.

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Instead I keep reading yet another, "Look at this stupid person! How stupid can they be! I'M not THAT stupid!!" story. These stories and the "Kid brings a banana to day care pretending it's a gun!" stories are deflective attempts to avoid defining the REAL problems going on in this country.



That is in large part because people can understand it and relate to it. Nobody on this board understands how a company like GE can make so much money and pay no taxes so it's hard to discuss. Nobody understands why it's more profitable for Apple to have this corporate registration in Ireland and how that allows them to shelter a lot of their money from US taxes... nobody understands it because the hows and the whys are buried in tens of thousands of pages of tax codes... I do however understand the irresponsibility of a woman who borrowed $100K and then refuses to pay it back and I understand the overreaction of a teacher who punishes a kid fom bringing in a 1.5 inch toy gun or for saying "God bless you" to a kid who sneezed. So those things I feel like I can discuss... The other is so far above my own understanding of the tax code that all I can really say is, "Wow, that just doesn't seem right, but if it's legal, what can you do?"

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How about Monsanto?



If you would like to gauge interest and opinion on Monsanto, then I suppose you should start a thread with a decent source of information on Monsanto and then you won't have to guess what conservatives think about Monsanto because we will comment. That's how this MB works, if you want to discuss something you post on it. If nobody responds, then nobody cares. If people do respond then you can get the opinions of everybody who wants to participate, including the "conservatives" who you seem to think will all have the same opinion... go for it.


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I'm tired of the tax code being used as a weapon and vote buying instrument on the people who can't really understand it. One guy wants to raise the EIC, another wants to lower taxes for people who install solar panels, somebody else wants this or that to be tax exempt.. bullcrap. Make it simple. The base tax rates, which are argued ad nauseum on here are all but useless.... NOBODY pays their base rate, it's just a place from which to start the manipulation and the guy with the most creative accountant will win.



The tax code is a mess because it's been adjusted and readjusted by the companies who pay for the government.

Quote:

If you would like to gauge interest and opinion on Monsanto, then I suppose you should start a thread with a decent source of information on Monsanto and then you won't have to guess what conservatives think about Monsanto because we will comment. That's how this MB works, if you want to discuss something you post on it. If nobody responds, then nobody cares. If people do respond then you can get the opinions of everybody who wants to participate, including the "conservatives" who you seem to think will all have the same opinion... go for it.




Well I didn't want to insult anyone's intelligence with information apparently everyone is aware of yet they keep posting weird little provocative tidbits complaining about people or government policies that are minor issues when it comes to who is in charge of the government.

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Of course there is, but where are the stories of whining for the bailouts and not one person has seen a jail cell?





You've been here a month? And your asking about the reactions to something from 4 years ago? Had you been here you would have known, so don't think it didn't happen just because you didn't get to read it.




Sorry I didn't realize these problems were solved and put to rest 4 years ago. Yea the real problem is pop-tart guns and kids' college tuitions.





No one said they were solved, but if I'm going to carry on for 4-5 years about something that is done and over with, that I can't control, well then I must be a living a miserable life.

Sometimes you just have to put it behind you and move on. Just because it isn't current topic, doesn't mean it was glossed over.

Your more than welcome to start a thread about the bankers and bailouts, or even better look in the archives and read it instead of making assumptions.


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Going back to the thread topic, I just want to reiterate the point that there is a bubble occurring that HAS to be dealt with.

Tuition costs are rising based largely on the increased demand for education, and the fact government-backed student loans are almost completely disposable. Then, the graduates have a massive amount of debt that they are either unable or unwilling to pay back. The cycle keeps going however.

So, now, the country is in a position where there is ~$1,000,000,000,000 in outstanding student loan debt and this number is rising. I think the biggest thing to do right now is to suck it up and significantly slow down the government-backed student loan faucet. It's going to be painful, especially in the short term, but I think it will be a lot worse if we just keep letting it go, a la housing bubble.


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Quote:

Quote:

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Of course there is, but where are the stories of whining for the bailouts and not one person has seen a jail cell?





You've been here a month? And your asking about the reactions to something from 4 years ago? Had you been here you would have known, so don't think it didn't happen just because you didn't get to read it.




Sorry I didn't realize these problems were solved and put to rest 4 years ago. Yea the real problem is pop-tart guns and kids' college tuitions.




Every time those damned bailouts come up I write about how they were unaccounted for, and how disgusted I am by the way they were handled. Money was handed out, and no one, to the best of my knowledge has every given us an accounting of who got what, and who paid what back.

I, and other conservatives, have long complained about how money was handed out without account ....... and how no one knows the criteria used to determine who received money, and who did not. Money left Washington without account.

I want to see an accounting for what went out, and what came back ..... under both the Bush and Obama administrations. So do most conservatives on this board.


Micah 6:8; He has shown you, O mortal, what is good. And what does the Lord require of you? To act justly and to love mercy, and to walk humbly with your God.

John 14:19 Jesus said: Because I live, you also will live.
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You're close, but not quite there yet.

The biggest thing we need to do is examine this and other government programs, and understand that this level of debt and wastage is the norm, rather than unusual. If this debt is bad, then the total amount of national debt at about SEVENTEEN times this number is a guillotine blade hanging over our collective heads.

We are now well past the point when arguing about what should be done for this or that group of people is like re-arranging the deck chairs on the Titannic. Very soon now, the money just won't be available. There will be a multitude demanding to be fed, very few loaves and fishes to do it with, and nobody available who can walk on water.

Giving the government the amount they get now is stupid. Giving them MORE money is suicidal. Their role needs to be severely limited.

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