My dad said something to me when I was a child that really didn't quite sink in at the time. But as life progresses you often times find out that the things you were told make more sense once they become more applicable to your life. As a child you will say to your parents, "Can I have *insert what it is you want here*. It's only $20".

To which my dad told me. "You say only $20. Now to you I guess $20 doesn't sound like much. If you have a lot of money, $20 doesn't sound like much. And it isn't much to you. But if you have nothing $20 is a lot of money."

So what is or isn't a lot of money often times boils down to just how much money you have.