My favorite Dr visits are when they charge a flat fee upfront and dont get insurance involved. Like when I get scans. I had a routine heart scan. It was 90 bucks, including radiologist reading it.

Or if I go to Urgent Care instead of ER. Urgent Care is so inexpensive.

I also like ordering my own tests. Like from those "request a test" places. I have Crohns. I can keep an eye on my bloodwork without getting the Dr involved unless something is wrong.