We're considering pet insurance for our current dog. Haven't pulled the trigger yet. Maybe the next time our homeowner's policy comes up for review.

If Dawgs remember, my Rottweiler Bella needed two spinal operations to prevent paralysis in her hindquarters. 5 figures both times. I'll never complain about the money, it was worth it for privilege of being custodian to such an amazing personality.

Pets are a true life commitment.
If you aren't all-in for those you've chosen to place in your care, you shouldn't have them in your life.