The whole employer paid health insurance scam is a throwback to when companies paid people decently and pensions were a thing. Rampant greed has all but destroyed everything from wages, pensions, and reasonable healthcare premiums enjoyed during that era. I don’t see how these draconian desires for company provided insurance help anyone moving forward. Insurance companies have been hellbent on making insurance unaffordable to the lower middle class since Obama made them cover pre-existing conditions. At the end of the day, either the government steps in, or insurance and healthcare will continue to spiral out of control. I don’t have an answer, but I damn sure can see the status quo is not a solution. Anyone touting the existing system as a good fit can obviously still afford the out of pocket expenses. There are many working families that can’t even afford premiums, let alone additional out of pocket expenses. Add that to the higher longevity of the oldest generations still living, with boomers now adding to that group, and no matter which way you slice it, we’re all screwed. Well, unless your bank account has the staying power for the long haul.
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