DawgTalkers.net Forums DawgTalk Everything Else... It Has Begun!!!!

Sometimes it isn't the taxes that hurt, it's that some people that up getting adjustable rate mortgages instead of fixed ones, depending on situation.

Again, you don't know every single angle, especially when it comes to FHA loans.

It's awesome you are perfect in every way and are able to get a conventional mortgage. But surprise, some people have challenges in their finances, and these require to try and buy their future home on an FHA.

A lot of people in the middle and lower class, including Vets with the va home loan, get FHA loans because the requirements are more flexible than a traditional mortgage, especially when it comes to the down playment and closing cost.

So yes, for a lot people it does make a difference. Especially when credit score can be the difference of a full percentage point and a half of the interest rate. Combine that with the .25 percentage point cut no longer being there, and that's a lot more interest someone has to pay on that mortgage.

You're also being too linear with the 200k.

That's how much the mortgage is. But you pay way more when you including interest, and over 30 years, that's a lot of money that could've been potential saved, that's 29 bucks of month on a mortgage that's gonna run you over 300k, based on the interest rate, of course.

Yea, that's a big deal.

Especially when the mortgage payment is relatively simple, about 1000 a month.

Bruh, people are renting for way more than that, on top of ultities. Yes, owning a home can be more expensive such as maintenance, but especially here in cleveland, you can save hundreds a MONTH just by buying a property instead of renting one.

And those little incentives, like obama did, helps get people into the market and start buying.

Damn YTown, stop freaking hating so much.

Today there are half a million marchers on Washington. "protesters"

I only see these protesters as the bigots, these protestors as the sexists, these protestors as not the ones standing up for equality, but the ones tearing down the fabric of America.

Watching the coverage of the marches, I find it disgusting, and disturbing.
They are the hate group. That's how I see it.

Electrolytes.

It's what plants craaaave.

A group that supports preserving rights is a hate group?

What timeline am I living in?

What "fabric of America" are we talking about? You mean the one where men made decisions for women, and they stayed in the kitchen to cook?

This must be a dream. Time to wake up.

This kind of hyperbole is WHY Hillary lost kid. No one is making women go back to the kitchen and be told what to do.

If you want to have a chance in four years time, you really ought to consider a much more even keeled and genuinely objective tone.

Those women protesting today are trying to destroy the family values this country was built on that made us great.

What family values would those be?

The ones from the Bible!

Outrage? For what, undoing what pizzed them off in the first place?

I thought it was a great speech. He sounded more like what a Dem would say.....good for him.


DC isn't going to be the same, and that is a good thing IMO.


Anybody not agree with America First? Didn't think so.


Anybody not agree with the comment about government is there to serve the people? Didn't think so.

Anybody disagree with his comments about politicians being all talk and complaining, but not doing anything about it? Didn't think so.


Daman.....Persident Trump just swung the working class American to the Republican party. He also swung the Republican party to a more Democratic mode of doing business.



America First.




About time.

Can you be more specific?

They support the murder of children and call it abortion.

They support home sexual rights.

They support all that is wrong in this world.

The world has changed in 2000 years. We wont be going back to those neanderthal ways. But you can feel free to protest the protestors.

The protesters are a national disgrace!

Trump has stated many times his support of the homosexual community.

I do not agree with a lot of what the women who marched today believe. However, they were peaceful, and well within their rights granted to all. Congrats to them.

I agree. I also haven't really heard him campaign against abortion either.


I think this President is foucused on two things. Building America and getting it back to work in real jobs that pay real money.


He is a business person. He knows that if the top want to prosper, the guy and gal in the street need to be working and making a decent living.

He's doing a much more drastic executive action measure than Obama. Why not criticize people based on what they do? He's subverting checks and balances, the ones they argued Obama subverted, and cheering it on?

Should you really fight with the same "tactics" you hate?

J/C

'Peen

What America are we making first? The one that Obama left with massive progress for civil liberties among minority groups, an okay healthcare act with some decent provisions that people truly do like, a nation that needs critical conversations on law enforcement relations with minorities, and similar ideas?

Or...

Are we "making America great again" with rolling back civil liberties for oppressed groups in our country, gutting a healthcare provision to let blood drunk capitalism take over, ignoring massive issues with the relations of law enforcement and minorities, encouraging individuals to make brazen comments about sexual assault, and undoing a woman's right to choose?

Those still are my concerns I've asked since he got elected. No one cares to answer, and DC said the same...no one will answer them.

----------------------------------

Ted,

When you have politicians, one who come from a background of self purported "limited government interference", start regulating what a woman can do with their body...we're going back to times when women were supposed to "submit", and not take a stand for themselves.

Abortion remains a touchy subject. Not something I could ever sign off on a SO doing, but that's not my decision or my body. Science still really doesn't answer the question as to what constitutes a human "life". I'm not sure where I fall on the religious argument, and I'm quite certain I'll perpetually forever remain an agnostic with a Christian value system.

I can't make judgements based off of religious dogma with barely any factual data, and we can't determine what and when "human life" begins. Sorry if my outlook flies in the face of many of you, but that's how I feel.

This comes from an individual whose Mom was given the option to abort due to a risk of Down Syndrome due to no detectable heart beat at one ultrasound. Don't think I don't "get it".

/end abortion talk

Women still fight for equal pay. Not all jobs carry the same contract structure. As teachers, we don't have to worry about gender pay, and you can thank a strong national education union for fixing those loopholes. Other jobs work different than teaching does.

Many of these women are protesting the slash of planned parenthood based on a ridiculous hack job of a video by O'Keefe. Hastily edited videos looking to frame individuals shouldn't defund an organization that provides birth control, and actually is a HUGE reason why abortion is down within the past decade.

A lot of this looks like getting women to "submit" and listen to men who "know what's best for them."

To be fair, the ACA is a massive fail. It needs gutting. It does absolutely nothing to address the high cost of healthcare. Which is pretty ironic considering the name.

What liberties are being rolled back? IMO, illegas don't have liberties other than bacic human rights. I am all for feeding them, sticking $50 in their pocket and sending them back to where ever they come from.


I haven't heard the President rail against abortion. He has said he supports the gay community. The problem is you and others like you put him in a box before you really know what is being said.


Anyway, it doesn't matter. All that matters is he is the President. I am glad for that. We haven't had a "people" first President in some time now.

It's one of those "something better than nothing" ideas. Obama didn't have the spine to push for single payer.

It's political suicide if they really gut it, and let things go back to how they were.

Opening up state lines for insurance? That's just going to drive costs up, but that doesn't matter to the CEOs as they make a ridiculous profit off of the sickness of American citizens.

Sources to back my claims.

I didn't touch the undocumented individuals topic. We need to make our country an attainable opportunity for someone stricken in mind-blowing poverty in South America.

I have read articles that say Trump supports regulation. Thats the only thing that will bring the costs down. So we will see if he has the balls to do it.

Planned parenthood should be defunded of tax dollars as long as abortion is a part of the program. I don't have a problem with a womans right to choose. I don't really seek to change the law. I would rather women seek an abortion in a quality butcher shop rather than some backstreet butcher shop.

I just don't want my tax dollars paying for it. Your tax dollars don't pay for some to go hunting to cull a deer or two. They pay for that.

Right now, women can do what they want with their bodies. Defunding planned parenthood only changes the fact that I don't have to help pay for it.

Birth control doesn't cost so much that I ought to have to pay for that either.

How is it that me not paying for their abortion is telling them to 'submit'?

I'm not an agnostic. I believe the whole Bible. Some of it I don't understand why it's in there or done that way, but I believe it.

I'm sure science is pretty confident that if a human female is pregnant with a human males child, it's a human baby. People like you and planned parenthood like to remain vague just so you can keep the discussion murky and keep abortion legal.

So, on this subject the Bible would teach no premarital sex (one of the reasons I believe in God, no man is writing that down anywhere), after that, Thou Shalt Do No Murder (a better translation of Thou Shalt Not Kill).

If you're gonna have sex, nothing I can do about it. If you're gonna get pregnant irresponsibly, nothing I can do about it. If you're gonna murder your unborn child, nothing I can do about it.

But I don't wanna pay for it.

Nobody is paying that extra .25% right now. As I understand it, that money was going into a fund to protect FHA backed loans in the event of default. Even the folks who were appointed by Obama said there wasn't enough money in that reserve fund.

In the end, this isn't that big of a deal either way unless there is a significant housing issue.. if that happened, then the government would end up bailing out all of those loans/lenders.... again.

What civil liberties are being rolled back?

I never said a word about adjustable rate mortgages, which I believe to be ludicrous right now, given the low rates we have right now. I agree with you that a person with one would be hurt by a rate increase, but that is the risk you take when you take out an ARM. Again, if $30 is going to break someone, then they should not have taken out the mortgage to start with.

I am not hating at all. I simply don't see why rates on an FHA should go down, as the FED finally raised rates.

Nobody can answer them because I don't think even Trump can answer them yet...

I expressed my opinion many times in the fall, I don't think Trump gives a rats arse if gay people get married or if Roe v Wade gets touched.. I honestly don't think he cares.

I think he cares considerably about the economy and national security.. and he adopted those stances on social issues because he knew he needed the conservative base to win and those issues are important to them.

So it is my opinion that he will spend as little time as possible trying to make significant social changes. I think he will address them just enough to not totally lose the support of the more conservative base...

We shall see.

I agree with you DC. Border security, creating jobs, and reducing national debt are by far his highest goals.

How the hell is he going to reduce the debt? Especially when you have war hawks like McCain wanting to spend an addition 400 billion on the military.

It's just strange to me. When people bring up free education, the response is "who's going to pay for it?" However, why is that never brought up when the right wants to spend asinine amounts on the military? Stop spending on the military and make other countries spend to protect themselves.

Are we trying to become like Russia and North Korea where we live like hermits stockings up weapons while the rest of the country falls apart?

I've said this on numerous occasions, but I really want to see the direction he takes in regards to how we handle managing natural disasters going forward. Hurricanes, tornados, floods, and earthquakes kill more people than terrorists. I'm praying Trump doesn't just pick some buisness guy.

Want to know what happens when you do that? You get situations like Hurricane Katrina. Ask Bush if horribly managing disaster relief can help / hurt your favorability rating. That was the final nail in his coffin.

Why is it when any other hurricane hit during any other administration the state that got hit handled it and it was no one else's fault, but this one time the democrat mayor of the city and the democrat governor of the state sucked at disaster management and it was all of a sudden the president's fault?

If Clinton handled it the same way Bush did no one would've batted an eye.

Would you like to discuss how the head of FEMA had zero clue what to do once he was given the green light? Louisiana wasn't the only state hit by Katrina. Mississippi wasn't handled well either.

Also, are you familiar with posse comitatus and the Insurrection Act?

Well, I certainly hope someone is supporting this!

Sincerely,

Emily Litella

Swish why is it that your complaining about this, yet I never heard a peep from you when your boy Kasich Changed the "Homestead exemption" here in Ohio? You know the exemption that screwed thousands of seniors and disabled people out of discounts that others still receive?

I don't work in disaster relief so no I don't know about those things so...

All I know is that you couldn't step on a spider without Bush getting blamed for it.

And this was no exception.

That's fair.

He's been registered on here since 2013. When was it passed?