There are a ton of mortgage companies who later sell their mortgages.
Typically they take some bad with a lot of good, and sell them to get the bad off their books.
I can wholeheartedly recommend Coventry for a mortgage. They have been great to me.
I have an FHA loan. It started out with Leader, and it was then sold to Chase. Chase was awful. I wanted to refinance under the HARP program, and I jumped through a tremendous number of hoops .... only to be told that they couldn't refi my loan, because I had a 2nd mortgage on the property. (which was incorrect) When we got that straightened that out, they told me that I couldn't refi because I some weird type of loan that couldn't be refinanced. I blasted the heck out of them. It was ridiculously stupid.
About 2 weeks later I got a letter in the mail telling me that my loan had been sold to Coventry. I was so happy to get away from Chase.
Like 3 days later, Coventry called me, and offered to refi my loan. I told them what had happened, and I didn't want to jump through all the hoops I had already endured for no good reason.
They assured me that there would be no problem. I filled out their forms, submitted the info they wanted, (By email) and they called me back in a few days to schedule my closing. I cut my remaining term by 3 years, and lowered my payment. (with almost nothing out of pocket, just an amount less than the mortgage payment I would be "skipping" in between the old and new mortgage)
They sent a closing agent to my house. I didn't have to go to anyone's office. She would have met me at a restaurant if I had preferred that.
Closing took about 15-20 minutes. Man, it was so easy it was ridiculous. I highly recommend them.
